Important change to the Trustee of Smart Future Trust. From 1 Nov 2026, Stewarda Pty Ltd will become the Trustee. These changes won't affect your account or benefits. Learn more

Service update: We are aware of some temporary access issues being experienced by members using a non-Australian mobile number to access their online account or the GuildSuper app, or trying to access our online joining form. We're working to restore full access as soon as possible. We apologise for the inconvenience and appreciate your patience.

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Retirement
Pension products

Pension products

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Transition to retirement

Coin stack and timer

Account-based income stream

Scales balancing

Pension options

Pension products

Ready to take charge of your retirement and make it amazing?

You can choose to ease into retirement by opening a transition to retirement (TTR) account, or if you're ready to turn your hard-earned savings into a steady income stream, an account-based income stream could be the way to go.

Transition to retirement

Reduce your work hours, boost your super, or increase your take home pay with a transition to retirement (TTR) account.

Account-based income stream

An account-based income stream (sometime referred to as account-based pension) makes accessing your super after retirement a piece of cake.

Pension options

Explore your investment options and set yourself up for a fabulous retirement.

Manage your pension investments

We've got your back when it comes to making the best choices for your retirement. Before you jump into making any changes to your investments, it's important to fully understand the risks involved, what options are available, and the steps you need to take to make those changes.

Page last updated 11 September 2026