Service update: We are aware of some temporary issues being experienced by members using a non-Australian mobile number to access their online account or the GuildSuper app, or trying to access our online joining form. We're working to restore full access as soon as possible. We apologise for the inconvenience and appreciate your patience

Important information

Target Market Determinations

Want to know how we figure out which of our products will be best for you? Our Target Market Determinations hold the answers!

GuildSuper - Target Market Determination

Explains who this product is designed for and why.

GuildPension - Target Market Determination

Explains who this product is designed for and why.

Member Outcomes Assessment

Curious to know how well we’re doing when it comes to promoting the financial interests of our members (that’s you!). Check out our annual Member Outcomes Assessment.

Fund policies

We care about all our members and employers, so if there’s anything we can do better, we want to know about it. Check out our complaints and privacy policies here.

Trust Deed

Sets out the rules for establishing and operating Smart Future Trust.

Smart Future Trust - Trust Deed

Sets out the rules for establishing and operating Smart Future Trust.

Smart Future Trust Deed and Amendments 1 - May 2025

Smart Future Trust Deed and Amendments 2 - June 2025

Smart Future Trust Deed and Amendments 3 - March 2026

Smart Future Trust Deed and Amendments 4 - September 2026

Annual Meetings and Reports

Highlights information about the management, financial condition and investment performance of the fund.

A recording and minutes from the 2025 Annual Member Meeting are available here.

Smart Future Trust Annual Report and Audit Opinion 30 June 2026

Shows the Annual Director’s Report and Financial Report, including Auditor’s Report, for the financial year ended 30 June 2026.

Guild Retirement Fund - Annual Report 2025

This document relates to the Guild Retirement Fund (ABN 22 599 554 834).

Material Service Providers

This document provides the details of material outsourced service providers for Stewarda Pty Ltd.

Significant Events Notice Register

This register lists the Significant Event Notices (SENs) sent to members of the fund for the past 2 years.

Stewarda Registrable Superannuation Entity Disclosures

The Trustee of the Fund is Stewarda Pty Ltd ABN 56 098 527 256, AFSL 236049, RSE Licence L0000185.

More information about the Trustee, including board and executive remuneration, their Privacy Statement and other governance disclosure is available at www.stewarda.com.au/documents/governance-material.

The Trustee’s privacy policy is available at www.stewarda.com.au/privacy-policy.

Page last updated 1 November 2026