The LISTO is a government payment to help anyone who earns $37,000 or less a year save for retirement. This is usually paid directly into your super fund. If eligible, you’ll get 15% of your concessional (before tax) super contributions. The maximum payment you can receive for a financial year is $500, and the minimum is $10. Best of all, you don't need to do anything to receive a LISTO except complete your tax return and make sure we have your tax file number (TFN) – because without your TFN we can’t accept a LISTO payment.