Whether you’re ready to retire or still a few years off, GuildSuper can help to make the most of your super savings.

At GuildSuper we have two options for members as they get closer to enjoying their life after work. Members can set up one of the following:

  1. A Transition to Retirement (TTR) plan; or
  2. An account based pension plan

Transition to Retirement Plan

A Transition to Retirement (TTR) plan allows you to access your super while you continue working. 

With a TTR you can reduce your hours at work while maintaining the same income, or maintain the same hours at work while boosting your super balance.


A TTR plan delivers you the following:

  • The income you draw from your TTR pension is tax free if you’re 60 years plus
  • This plan offers the potential to pay less tax on your take home pay if you are salary sacrificing into your super account
  • You continue to enjoy the benefits of super membership such as insurances and financial advice
  • You continue to reap the benefit of the capital growth on your super investments both in your super account and in the TTR pension, with the flexibility of changing investments when you feel it’s appropriate.

Go to the Learning Centre to find out more

Account Based Pension plan

An account based pension allows you to keep your super balanced invested.

Rather than withdrawing your balance as a lump sum once you have retired from the workforce, with an account based pension you can set up an income stream.


GuildPension benefits

  • Tax-free investment earnings and income if you’re aged 60 or over
  • Continuation of your investment choice
  • Competitive fees
  • Financial advice on your super account at no extra charge
  • Flexible payment options
  • Online access to your account

Investment Performance

Find out more about the performance of the investment options.


GuildPension SPDS & PDS


Not sure about your options? Call

1300 361 477


Request a call

Check you’re on track with our retirement planner