What type of investor are you?
This Risk Profiling Quiz will help you explore your feelings about investing so that you can better understand how and what you might choose to invest in as a member.
Understanding risk and return
Each investment option has its own level of risk and return. To ensure you choose the investment strategy that's right for you, you'll need to consider:
What level of return you want to achieve, and what level of risk you are comfortable with.
2 rules of investing
Rule 1. In general, the greater the risk, the greater the expected returns.
Rule 2. The greater the level of risk, and the greater the chance that returns will go up and down from year to year - they may even be negative.
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About the Quiz
This short series of questions assess how much risk (when it comes to your investments) you are prepared to accept, your views on investment value losses and gains, and the likely time before you retire. The questions will be used to assess your investment risk profile and can assist in choosing investment options for your account.
The purpose of the Risk Profiler is to help you to better understand the level of risk you may be prepared to take when investing your superannuation savings. When you finish the Quiz , the investment option that best matches the risk profile presented to you will be identified. The role of this Risk Profiler is to educate only and the profile and investments presented to you are not a recommendation or personal advice. This tool doesn't take into account your financial needs or personal circumstances. If you require personal financial advice it may be beneficial to consult a licensed financial adviser.
Once you have read and considered each question please select your answer as indicated.
Please click ok to proceed.OK
Your risk profile
The investment option that best matches your profile is .Important note:
Your answers to the questions provide us with information about your investment time horizon and investment risk tolerance. The Investment Risk Calculator assumes that those with longer investment time horizons have more capacity to absorb investment fluctuations and hence are better suited to investments weighted towards growth assets (shares and property). Those with short-term time horizons are better suited to investments weighted towards defensive assets (cash and fixed interest).
Background information charts
The graphical representation of the relative risk and return of asset classes is for illustration purposes only. It is not drawn to scale.Close
The role of this Risk Profiler is to educate only and the profile and investments presented to you are not a recommendation or personal advice. This tool doesn't take into account your financial needs or personal circumstances. If you require personal financial advice it may be beneficial to consult a licensed financial adviser.
This risk profile tool has been prepared by Rice Warner (ABN 35 003 186 883) Australian Financial Services Licence # 239191 and is designed to help you understand how your attitude to risk can assist with choosing an appropriate investment option for your superannuation investment. Any advice contained in this document is of a general nature only, and does not take into account the personal needs and circumstances of any particular individual. Prior to acting on any information contained in this document, you need to take into account your own financial circumstances, consider the Product Disclosure Statement for any product you are considering, and seek professional advice from a licensed, or appropriately authorised financial adviser if you are unsure of what action to take. If you'd like more information on your super, you can call the Fund's Helpline on . This Risk Profiling Quiz is not applicable for pension members.
By clicking 'OK' below, you acknowledge you have read, understood and agree to the conditions of this disclaimer.OK