My Situation

I want to boost my super before I finish working

Once you reach your preservation age, you can set up a Transition to Retirement account and start making additional contributions into your super. This can be an effective way to boost your super in the lead up to retirement. Find out more.

I want to reduce work hours and draw an income from super

You can do this by setting up a Transition to Retirement account from which you can withdraw a regular income (subject to limits) and keep contributing into your super account. Find out more.

I want to withdraw my super savings

You can access your super savings once you reach your 'preservation age' (conditions apply). Your preservation age depends on your date of birth, as illustrated below.

Your date of birth

Your preservation age

Before 1 July 1960

55

Between 1 July 1960 and 30 June 1961

56

Between 1 July 1961 and 30 June 1962

57

Between 1 July 1962 and 30 June 1963

58

Between 1 July 1963 and 30 June 1964

59

After 30 June 1964

60



Investment Scenario

If you’re aged 56 and over and haven't chosen how you'd like your super savings invested, then we will invest your super savings in the MySuper Consolidating lifestage option.

56 and over

Consolidating Lifestage

Return target

2.5% per annum above inflation over rolling 10 year periods

Level of Investment Risk

This option invests half of your money in growth assets and half in defensive assets. There is a medium to low level of risk involved in this option.

Investment Mix
pie-chart-53
Total Growth Assets
Total Defense Assets

Products that may suit you

MySuper

This is where you let GuildSuper choose your investment option for you based on your age.

Find out more

Choose your own with MyMix

This is where you select your own investments from a range of different options.

Find out more

Insurance

As a member, you can access Death, Total and Permanent Disablement and Income Protection insurance cover that protects you and your family in case of illness, injury or death.

Find out more
It is important to consider any exit fees, changes to your insurance cover or loss of any benefits and where future employer contributions will be paid before closing any superannuation fund accounts you may have.
This document contains general advice only and doesn't take into account what you currently have, want and need for your personal circumstances. It is important for you to consider these matters and read the Product Disclosure Statement (PDS) before you make a decision about a superannuation product.

Tax saving strategies

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3 steps to building a solid foundation

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