Members
Medical Requirements
When applying for additional Insurance you may be required to provide additional medical requirements.
Additional Death and TPD Information Requirements
In all cases of Additional insurance cover regardless of the sum insured, a Personal Underwriting Statement Part 1 (included in the Product Disclosure Statement) is required to be completed. If you are seeking insurance cover in excess of $400,000, or have answered YES to any of the questions 3 to 5 of the Personal Underwriting Statement Part 1, you will also need to complete the Personal Underwriting Statement Part 2 (included in the Product Disclosure Statement), and undergo additional tests as indicated in the table below.
Additional Medical Information requirements for Additional Insurance Cover*
| Age next birthday | Personal underwriting statement Part 2 where cover exceeds | HIV, MBA 20, HEP B and HEP C when cover exceeds | Medical exam where cover exceeds | ECG where cover exceeds |
|---|---|---|---|---|
|
Up to 40 |
$400,000 |
$750,000 |
$1,500,000 |
N/A |
|
41 to 50 |
$400,000 |
$750,000 |
$1,000,000 |
$2,500,000 |
|
51 to 55 |
$400,000 |
$650,000 |
$750,000 |
$2,000,000 |
|
56 to 60 |
All |
$650,000 |
$500,000 |
$1,500,000 |
|
61 to 70 |
All |
$500,000 |
$250,000 |
$1,000,000 |
| *Note: Personal Medical Attendants Reports may be requested on a discretionary basis. Additional information may also be requested depending upon the contents of the Personal Underwriting Statements. Cover limit includes any Automatic insurance cover you may have. | ||||
Additional Salary Continuance Information Requirements
In all cases, regardless of the amount insured, a Personal Underwriting Statement Part 1 and Part 2 (included in the Product Disclosure Statement) must be completed. Further information may also be required depending on the amount of insurance cover you have selected. Please see the table below for further information.| Age next birthday | Personal underwriting statement part 1 and 2 | HIV Antibody Test | PMAR |
|---|---|---|---|
|
Up to 40 |
Up to $6,500 |
$6,500 |
$10,000 |
|
41 to 50 |
Up to $6,500 |
$6,500 |
$10,001 |
|
51 to 60 |
Up to $6,500 |
$6,500 |
$7,501 |
|
61 to 65 |
Up to $6,500 |
$6,500 |
$5,001 |