How Much am I Entitled to?

Most employees are entitled to receive super from their employer.

Generally, you are entitled to receive super from your employer if you earn $450 or more in a calendar month and you are aged between 18 and 70 (75 from 1 July 2007). 

But there are some other eligibility criteria. To check eligibility requirements, visit the Australian Taxation Office website at: http://www.ato.gov.au/.

If you are entitled to receive super, your employer must pay 9% of your earnings base and pay this amount to a complying super fund or retirement savings account at least every quarter.  A complying fund is one that meets government standards.

GuildSuper is a complying fund and sends its participating employers a schedule monthly for employers to complete with details of new members and the super paid. 

Financial penalties (including payment of outstanding contributions) are payable to the Australian Tax Office if an employer does not pay the required amount to a super fund by 28th day after the end of the relevant quarter. (i.e. 28 October, 28 January, 25 April and 28 July).